When signing up for a Chime Checking account, as part of the application process they have you check some checkboxes agreeing to Terms of Service. Often people just blindly click all the checkboxes to get through an application more quickly.
Chime sneaks in a Credit Builder Secured Credit Card application as part of this “Terms of Service” agreement for the checking account. In my opinion, this is deceptive and they shouldn’t be allowed to do this, but I am no lawyer.
Most already know this, but one can make a call to Chase and have them transfer credit limit from one Chase Ink Business card to another.
I am told that $500 is the minimum to be left on a particular card — I personally usually leave a minimum of $1000 to $2000 on any given card.
This works between the Ink Cash, Ink Unlimited as well as Ink Preferred — to and from.
However with the Chase Ink Premier, you can only transfer credit limit to it, NOT from it. Additionally you cannot transfer UR from the Chase Ink Premier to another card, but you can cash it out a 1 CPP.
Amazon owns Woot. You can now use their Chase credit card there as you would on Amazon and get the same cashback. If you have Amazon Prime subscription you get 5% cashback, otherwise 3%.
Click link below for more information:
I have a US Bank Cash+ credit card as part of my 5%+ Customized Cashback Strategy. I use it primarily for Utilities but don’t get even close to the $2k quarterly spending cap — not even half that.
I learned from an acquaintance on RJ’s Profitable Content Pro discord channel that Ebay purchases code as MCC 5311 — Department Stores on the US Bank Cash+ card.
Update 2024-12-31: Added Frequent Miler Credit Cards and Credit Card Bonuses articles
Update 2024-11-02: Added Churning.io link to top of Feeds page — excellent Reddit search tool. Shortened Profitable Content Bonuses by State link to By State to make room.
Update 2024-08-15: Added Mr. Money Mustache blog to the feeds list.
Update 2024-08-15: Added All the Hacks to the feeds list.
Update 2024-08-14: Added Churning Life Podcast to the feeds list.
Update 2024-08-10: Added r/Churning towards bottom in separate list.
The Wednesday Morning Weekly — July 24, 2024.
A new Bonus Hunting Feeds page has been added to the web site — see the Feeds link in the menu above. This is a compilation of feeds related to bank account & credit card bonus hunting from a dozen different resources. This includes the latest blog articles, videos as well as podcast episodes.
I never saw this before. A friend pointed out to me Amazon now offers a Frequency Auto-Reload option. For example you can have it auto-reload $5 weekly or even daily.
After getting approved for a Chase Ink Business credit card, you can call them the very same day — right after approval — and have them expedite the shipment of the card to you. I am sure many are already aware of this, but I thought I’d share for those who weren’t.
I just received an email today from eBay informing me they will no longer accept American Express cards as a payment method as of August 17. It’s okay because
Well I just logged into the Chase portal and found out the Chase Freedom 2024 Q3 rotating categories will be Gas Stations & EV Charging, Select Live Entertainment & Movie Theaters. A couple weeks back we found out that the Discover It 2024 Q3 categories will be Grocery Stores & Walmart. So now knowing all this, it allowed me to formulate my 5%+ Custom Cashback Strategy for next quarter, which is as follows:
I just read on DoC that Chase Ink Referrals will drop from 40k Ultimate Rewards Points ($400) down to 20k ($200). This will happen in September. There will still be the same yearly 200k limit, but you just refer ten people instead of five.
