Currently when one purchases an Amazon eGift card on Pepper they give you 4x (4%) cashback in form of Pepper coins — which can be used to redeem for more eGift cards on Pepper. If one uses an ABG to pay for this eGift card they get an additional 4x MR. If one values Amex MR at 1 CPP this means it is an additional 4% CB. This results in a guaranteed 8% CB.
But Pepper has lately been offering 10x boosts on many gift cards such as Amazon, Walmart, Sam’s Club, etc.
Update 9/5/2024. I am now listing multiple accounts within a bank object rectangle in my diagram — for a few accounts. E.g. a line for checking and a line for savings. I put the approximate balances in K dollars on each line. Sometimes I might have to make the rectangle larger to accommodate three accounts within the same bank. For CD account dollar amounts I use a very faint orange instead of the typical orange font color, since this money isn’t as liquid. See towards end of document for screenshot of what I am talking about.
In this bank account bonus hunting hobby, I found by having a large number of bank & brokerage accounts open at any given time it can become quite unmanageable unless I have a few things in place. However with all the above, one thing I was missing was a diagram of how all the bank accounts are linked together.
Most already know this, but one can make a call to Chase and have them transfer credit limit from one Chase Ink Business card to another.
I am told that $500 is the minimum to be left on a particular card — I personally usually leave a minimum of $1000 to $2000 on any given card.
This works between the Ink Cash, Ink Unlimited as well as Ink Preferred — to and from.
However with the Chase Ink Premier, you can only transfer credit limit to it, NOT from it. Additionally you cannot transfer UR from the Chase Ink Premier to another card, but you can cash it out a 1 CPP.
Amazon owns Woot. You can now use their Chase credit card there as you would on Amazon and get the same cashback. If you have Amazon Prime subscription you get 5% cashback, otherwise 3%.
Click link below for more information:
Update 9/1/2024. John from Bank Account Bonus Central made a youtube video yesterday stating that there is $5k of CC funding when signing up for a new SkyOne Federal Credit Union account. For more details see the SkyOne Federal Credit Union section below.
Update 6/7/2024. Risen from the graveyard, BluPeak is now back, again offering $1500 credit card funding! I will continue to keep this list updated as often as possible. Please let me know if anything has changed.
The following is a list of bank accounts which allow $1000 or more in credit card funding:
This lasts until end of day, but could expire sooner. With ABG this is 16% off if you value MR at 1 CPP.
My Pepper referral code is 602899 if interested in signing up.
I think most people probably already know this but figured I’d share anyways. Walmart gift cards work at Sam’s Club and Sam’s Club gift cards work at Walmart.
The Wednesday Morning Weekly
(I will be brief with today’s article as I have some things going on today.)
This isn’t for everyone but it works for us. We switched from coffee & heavy cream to Walmart Great Value black tea and it is saving us $670 annually.
I have a US Bank Cash+ credit card as part of my 5%+ Customized Cashback Strategy. I use it primarily for Utilities but don’t get even close to the $2k quarterly spending cap — not even half that.
I learned from an acquaintance on RJ’s Profitable Content Pro discord channel that Ebay purchases code as MCC 5311 — Department Stores on the US Bank Cash+ card.
If you tried to access the aggregated feeds list in the past day you might of not been able to see it. This issue has been resolved and working again. This shouldn’t happen in the future. I apologize.
