BofA Personal Checking $300 SUB [Nationwide]

The Wednesday Morning Weekly — October 2, 2024

Update. I was approved. I chose the Advantage Plus Banking checking account since I am not under 25 years of age and I didn’t want to keep $500 on deposit to avoid the fee. I will be doing monthly direct deposits of $250 to avoid the monthly fee.

This one will be quick. I was checking out my feeds page this morning and found a new DoC post that Bank of America is now offering a $300 sign up bonus for personal checking accounts, instead of the very common $200.

This is so cool, because just yesterday I decided I was going to open up a new personal BofA Checking account, with a $200 sign up bonus. Now it’s $300. I’ll be opening this today!

There is also a $500 SUB but the effective APY on that is only 12% after running it through my calculator. I am getting a much greater return than 12% APY with that $15,000 currently, so I’ll be doing this $300 deal instead.

Also there are no other cash requirements for the $300 sub other than $2k in direct deposits — which results in an extremely HIGH effective APY on that $300. For me the $300 SUB is a far better deal.

Notice it says in the screenshot below, “User offer code LHR300CIS when opening your new account to enroll in this offer.”

Here is a link to the deal in Profitable Content. I like the format RJ uses to give us the info we need, in a concise & consistent format, to quickly get the deal going: https://www.profitablecontent.com/bank-of-america-100-checking-bonus/

Have a great day!

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