Previously this deal expired on 9/9/2024. It has been extended to 10/31/24.
Deposit $25k with 30 days of opening and maintain from days 31-90. Bonus posts after 14 days after completion. Assuming one transfers in 5 days before the end of the 30 day period and withdraws it 14 days after the 60 day maintenance period, this results in an effective APY of 14.6%.
See Profitable Content and DoC for more details.
Update 9/11/24: I was recently approved for this account. I’ll be investing $20k for 75 days for $1,000 SUB which results in an effective APY of 26.8%. See end of article in the Updates section for more details.
The Wednesday Morning Weekly — July 10, 2024
Normally I write an in depth article for the weekly Wednesday morning post, but haven’t been feeling that well the past several days. So instead, today I’ll share this incredible deal I just now found from Danny the Deal Guru’s web site.
When signing up for a Chime Checking account, as part of the application process they have you check some checkboxes agreeing to Terms of Service. Often people just blindly click all the checkboxes to get through an application more quickly.
Chime sneaks in a Credit Builder Secured Credit Card application as part of this “Terms of Service” agreement for the checking account. In my opinion, this is deceptive and they shouldn’t be allowed to do this, but I am no lawyer.
Update 9/5/2024. I am now listing multiple accounts within a bank object rectangle in my diagram — for a few accounts. E.g. a line for checking and a line for savings. I put the approximate balances in K dollars on each line. Sometimes I might have to make the rectangle larger to accommodate three accounts within the same bank. For CD account dollar amounts I use a very faint orange instead of the typical orange font color, since this money isn’t as liquid. See towards end of document for screenshot of what I am talking about.
In this bank account bonus hunting hobby, I found by having a large number of bank & brokerage accounts open at any given time it can become quite unmanageable unless I have a few things in place. However with all the above, one thing I was missing was a diagram of how all the bank accounts are linked together.
Update 12/14/2024. BluPeak is back in the graveyard .. for now.
Update 9/1/2024. John from Bank Account Bonus Central made a youtube video yesterday stating that there is $5k of CC funding when signing up for a new SkyOne Federal Credit Union account. For more details see the SkyOne Federal Credit Union section below.
Update 6/7/2024. Risen from the graveyard, BluPeak is now back, again offering $1500 credit card funding! I will continue to keep this list updated as often as possible. Please let me know if anything has changed.
The following is a list of bank accounts which allow $1000 or more in credit card funding:
Update 2024-08-20 I was contacted by an On Tap representative stating they couldn’t fund the CD with $4k, since their cap was $1000, even though the cap was removed from the application process and they let me type in $4k.
So I signed up for On Tap Checking back in early July. I CC funded that with $1,000 as that was the max I could fund it at the time. I screen record all my bank account applications, so below is a screenshot of my initial app for the On Tap Checking account, which shows the $1k cap. I funded the checking account with my Citi SP.
Update 2024-12-31: Added Frequent Miler Credit Cards and Credit Card Bonuses articles
Update 2024-11-02: Added Churning.io link to top of Feeds page — excellent Reddit search tool. Shortened Profitable Content Bonuses by State link to By State to make room.
Update 2024-08-15: Added Mr. Money Mustache blog to the feeds list.
Update 2024-08-15: Added All the Hacks to the feeds list.
Update 2024-08-14: Added Churning Life Podcast to the feeds list.
Update 2024-08-10: Added r/Churning towards bottom in separate list.
The Wednesday Morning Weekly — July 24, 2024.
A new Bonus Hunting Feeds page has been added to the web site — see the Feeds link in the menu above. This is a compilation of feeds related to bank account & credit card bonus hunting from a dozen different resources. This includes the latest blog articles, videos as well as podcast episodes.
I never saw this before. A friend pointed out to me Amazon now offers a Frequency Auto-Reload option. For example you can have it auto-reload $5 weekly or even daily.
I just recently applied for First United Basic Checking account for the $250 sign up bonus. I was instantly approved despite a lot of recent Chex inquiries — so they seem lenient. I was pleasantly surprise to find that they offer $500 in credit card funding; even more exciting is that they accepted American Express. The details for the account are here on Profitable Content.
Signed up for On Tap Checking account a few days ago for the $150 sign up bonus as well as CC funding. I funded the account $1000 with my Citi Strata Premier.
