Update 8/26/2024. Sign up bonus offer of $200 expires on 9/30/2024.
As you might already know Upgrade often has a decent sign up bonus of usually $200 for their Rewards Checking Plus account — last month it was a record breaking $300! But even more lucrative are their referral campaigns. I’ll share my recent experience:
I have a US Bank Cash+ credit card as part of my 5%+ Customized Cashback Strategy. I use it primarily for Utilities but don’t get even close to the $2k quarterly spending cap — not even half that.
I learned from an acquaintance on RJ’s Profitable Content Pro discord channel that Ebay purchases code as MCC 5311 — Department Stores on the US Bank Cash+ card.
If you tried to access the aggregated feeds list in the past day you might of not been able to see it. This issue has been resolved and working again. This shouldn’t happen in the future. I apologize.
The Wednesday Morning Weekly
Making your own liquid stevia can be a huge money saver if you consume a lot of it. We save $453 per year making our own.
Update 2024-08-20 I was contacted by an On Tap representative stating they couldn’t fund the CD with $4k, since their cap was $1000, even though the cap was removed from the application process and they let me type in $4k.
So I signed up for On Tap Checking back in early July. I CC funded that with $1,000 as that was the max I could fund it at the time. I screen record all my bank account applications, so below is a screenshot of my initial app for the On Tap Checking account, which shows the $1k cap. I funded the checking account with my Citi SP.
Update 2024-08-15: Added Mr. Money Mustache blog to the feeds list.
Update 2024-08-15: Added All the Hacks to the feeds list.
Update 2024-08-14: Added Churning Life Podcast to the feeds list.
Update 2024-08-10: Added r/Churning towards bottom in separate list.
The Wednesday Morning Weekly — July 24, 2024.
A new Bonus Hunting Feeds page has been added to the web site — see the Feeds link in the menu above. This is a compilation of feeds related to bank account & credit card bonus hunting from a dozen different resources. This includes the latest blog articles, videos as well as podcast episodes.
The Wednesday Morning Weekly
Our city water is very bad and we used to buy bottled drinking water from Walmart at $1 per gallon — now more recently $1.35 per gallon. It was a lot of work transporting the water and carrying them from the car each trip, not to mention quite costly over the year. Assuming a conservative 1 gallon per day, this results in $493 per year! Very pricey! We also didn’t care for the flavor as we could taste the plastic odor in it. 1 gallon per day wasn’t ever really enough for the both of us for drinking, coffee/tea & cooking. 3 gallons per day is more reasonable. This means if we consumed 3 gallons of this Walmart bottled water per day, over the year it would cost us $1479. This article shares an alternative at 2.5 cents per gallon or $27 per year for three gallons per day.
The Wednesday Morning Weekly.
Most of us agree how important it is to have an emergency fund — it’s often one of the first recommendations from financial planners along with tracking all of your spending each month. A three to six month emergency fund recommendation is common. Some of us, including myself prefer a one to two year emergency fund. It depends on a lot of factors: risk level, type of employment, number of dependents, personal preference, etc.
In the recent past, many of us who prefer a larger emergency fund have been concerned because that money was not getting much interest sitting there eroding in the bank accounts. Just a couple years ago it was hardly getting anything as interest rates were near zero. Today, at this time of writing 5%+ APY is fairly common. So things have changed a bit.
Well even better, is that if you are in the bonus hunting game, that emergency fund can also serve as a bankroll for the bonus hunting. It then becomes dual purpose: both a bonus hunting bankroll as well as an emergency fund. I call this the BHEF — the Bonus Hunting / Emergency Fund.
The Wednesday Morning Weekly.
A friend of mine recently told me he likes the deals where he can get 50% off dog food purchased at PetSmart — along with free shipping. But they can be hard to come by I guess because he hasn’t done them in a while.
In this article I share an alternative.
I never saw this before. A friend pointed out to me Amazon now offers a Frequency Auto-Reload option. For example you can have it auto-reload $5 weekly or even daily.
