I added an Organization category to this Cashback Cow blog. I have several articles I’ve written related to various organizational aspects, such as diagramming bank accounts, journaling, bookkeeping, using spreadsheets for tracking and monthly bill payment checklist / cash flow, probate, monitoring cd maturity dates etc.
Month: October 2024
Update 10/31/2024. If you time sign ups and downgrades right you can get additional value out of the Amex Business Platinum (ABP) card making the card truly free to have. See Amex Business Platinum Triple Dip article for more information.
Update 10/23/2024. MEAB reports that the Dell credit on ABP will be extended for 6 more months. Matt seemed displeased. I on the other hand am very pleased about this; unlike Matt, I am not a traveler and this credit is what helps makes the ABP AF justifiable for me.
The Wednesday Morning Weekly — September 4, 2024
I am frugal and I don’t travel much. The last time I flew in a plane was in 1992 for a work related convention — a round trip between Los Angeles and Las Vegas for the Consumer Electronics Show (CES). It was also the first time I had ever flown in a plane. Of all my credit cards, the primary travel benefit I make use of is the World of Hyatt transfer partner with Chase allowing us to get $150 rooms w/ free breakfast for effectively $50 per night. We do also make use of the Amex Business Platinum (ABP) $200 annual credit to fly my boyfriend’s mother out to visit every year or so, via a Southwest flight.
Many people believe the only reason to retain any Amex metal card, is primarily for the travel benefits. Now I perhaps agree with this with respect to the personal metal cards, but not so much with respect to the business metal cards. The effective annual fee for me on both the Amex Business Gold (ABG) and Amex Business Platinum (ABP) are around $100 each. Even with this one might ask me, “Why are they worth even that if you are not a traveler?”
I came across this video a few weeks back. In under a minute she explains the Triple dip of the Amex Business Platinum (ABP) with sweet clarity. She doesn’t waste words. I love it. I think it is the very best introduction to the Triple dip anyone could ever watch lol. Video below.
The Wednesday Weekly — October 30, 2024
I hadn’t seen this talked about before. A friend of mine already gets his gas from Sam’s Club because they have an over 3% discount compared to any other gas station in his town. He shared with me the idea of buying Pepper discounted Sam’s Clubs gift cards and using them for his fuel purchases.
Update 10/26/2024. The 1.5x UR CSR discount on Apple products is back and will available through the end of November.
The Wednesday Morning Weekly — September 11, 2024
This one will be short and sweet!
A brand new iPhone Pro costs $999 before taxes. After say 7% sales tax it’s $1068 out the door. This is quite pricey!
But for those who have a Chase Sapphire Reserve (CSR), Chase often runs specials where you can buy Apple products with Ultimate Rewards points at 1.5x, which provides a 33.3% discount on the iPhone — if you value Chase UR at 1 CPP as I do. This brings the $1068 out the door price down to $712.
10/19/2024: DoC created a new page listing several things which count for the software credit. There are already over 100 comments.
8/27/2024: Good news! Synology C2 Storage codes as MCC 5734 and should count for the annual $100 software subscription credit. See the end of this article for more details.
7/2/2024: I just learned from DoC that U.S. Bank is now offering a $750 SUB on their Triple Cash Rewards Business Credit Card for a $6,000 spend within 6 months. I need another card to work and I think I am going to go for it. US Bank Triple Cash Rewards was only $500 for $4500 spend in the recent past. $750 sounds really enticing and reminds me of the recent Ink Unlimited and Ink Cash deals — the Chase Inks are my favorite cards of all credit cards. The card has no annual fee along with 0% APY for 12 months on purchases. I’ve also heard you can even fund bank accounts with it if done properly. The 3% cashback on gas and dining is helpful as well.
I often share with my friends how I like purchasing $25 eBay gift cards from Staples online using my AMEX Business Gold (ABG) card, getting that $20 per month Office Supply credit
The Wednesday Morning Weekly — October 16, 2024
I am really in love with this old school card design one can choose for their Discover It Cashback or Discover It Miles credit cards. Looks very similar to the old Sears Discover cards from the late 80’s — brings back memories!
I booked a Wanna Get Away Plus flight with Southwest for $98.98, using my Bank of America Premium Rewards credit card, and it successfully triggered the $100 Premium Rewards flight credit. Image below.
The Wednesday Morning Weekly — October 9, 2024
So I noticed we were low on pork butt the other day after examining the contents of the chest freezer. Pork butt is a great affordable solution to beef roasts for stews, as well as for ground pork. Pulled barbecue pork butt is absolutely delicious as well — we are into BBQ here at home and have a Weber Smokey Mountain barbecue pit. Additionally with the ground pork, we can make various sausages including hot Italian sausage as well as chorizo.
We usually buy our pork butt in bulk at Sam’s Club because they usually have decent prices. However lately I notice they are quite a bit expensive at $2.28/lb: