Update 9/17/2024. I am told that Pepper is now coding as Computer Software again (MCC 5734) on Amex for 4x MR — we’ll see. Pepper is so up in the air. I won’t be surprised if this intermittently works with ABG in the future. And I am not sure if Pepper is even sustainable. But I’ll work it while it lasts! Can’t resist 12-16x cashback on Amazon, Walmart, Sam’s Club etc.

The following originally written on 9/15/2024:

Pepper is a great app for purchasing dozens of various popular eGift cards at great discounts — you also have immediate access to the gift card after purchasing it with no delays. At this time of writing, Pepper often has 10x discount boosts on Amazon, Walmart, Sam’s Club, etc. eGift cards.

We used to get 4x MR when purchasing a Pepper eGift card with Amex Business Gold. The following are some alternatives.

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Currently when one purchases an Amazon eGift card on Pepper they give you 4x (4%) cashback in form of Pepper coins — which can be used to redeem for more eGift cards on Pepper. If one uses an ABG to pay for this eGift card they get an additional 4x MR. If one values Amex MR at 1 CPP this means it is an additional 4% CB. This results in a guaranteed 8% CB.

But Pepper has lately been offering 10x boosts on many gift cards such as Amazon, Walmart, Sam’s Club, etc.

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I have a US Bank Cash+ credit card as part of my 5%+ Customized Cashback Strategy. I use it primarily for Utilities but don’t get even close to the $2k quarterly spending cap — not even half that.

I learned from an acquaintance on RJ’s Profitable Content Pro discord channel that Ebay purchases code as MCC 5311 — Department Stores on the US Bank Cash+ card.

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Well I just logged into the Chase portal and found out the Chase Freedom 2024 Q3 rotating categories will be Gas Stations & EV Charging, Select Live Entertainment & Movie Theaters. A couple weeks back we found out that the Discover It 2024 Q3 categories will be Grocery Stores & Walmart. So now knowing all this, it allowed me to formulate my 5%+ Custom Cashback Strategy for next quarter, which is as follows:

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