CC Funded CD Calculator — Effective APY

This calculates the Effective APY for a Certificate of Deposit (CD) given the amount of the CD (funded entirely with a credit card), the term of the CD (in days), the APY % of the CD, the Cashback % of the credit card used to fund the account, along with the number of float days which correspond to how long you have before paying off the balance of the credit card.

CD Amount
Term (days)
APY (%)
Cashback (%)
Float days
Effective APY
Profit

Generate a link to this calculator with your above data, and copy it to your clipboard. You can then paste it anywhere you like — e.g. in a blog entry, your journal or to perhaps share with some friends in Discord.

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