Personal Bank Accounts
Upgrade Rewards Checking Plus. $200 sign up bonus for direct depositing $1,000 with 45 days — T&C apply. Referral [The best offer I’ve seen is for $300 but only saw it once. However, this is a great account to get into because of their referral campaigns.]
Citi Bank Checking. $300 sign up bonus for two $1500+ ACH’s within 90 days from opening. They pay out very fast! Referral | Profitable Content
SecurityPlus Federal Credit Union Checking Account. $50 to each of us in the form of an Amazon gift card. $2000 credit card funding for checking, CD’s etc. Profitable Content
Business Bank Accounts
Chase Business Checking. Currently $300 for depositing $2,000. Referral. For the details on this deal see Profitable Content — there is also a $750 deal for $30k deposit mentioned in this Profitable Content article.
5%+ Cashback Strategy
Chase Ink Business Cash. 5% cashback at office supply stores, cell phone, internet and cable bills. $750 sign up bonus for $6000 in spend. This results in a 13.6% ROS assuming a 1.1% average cashback on $6000 in spend. Referral.
Chase Freedom Flex. 5% cashback in quarterly rotating categories. 3% cashback at restaurants and drugstores. When restaurants or drugstores are the current rotating categories they get 7% cashback. 0% APR for 15 Months. Referral.
Discover It Cashback Credit Card. $100 to each of us. It pays 5% cashback in quarterly rotating categories, and pays 1% as a catch all. However, the first year Discover gives you double cashback, so the 5% cashback then becomes 10% and the catch all is 2%. If you spend $6000 the first year on the rotating categories this results in a 11.67% return on spend. Referral.
Kroger Rewards Mastercard. I love this card as a 5% catch all for merchants / service providers who accept Apple Pay. This works for example with Ebay (via iPhone), Dick’s Sporting Goods, along with various dollar stores, auto parts stores, clothing & footwear stores, cinemas etc. My friend JD’s $50 referral code is at Profitable Content.
The other two cards in my 5%+ Cashback Strategy are the US Bank Cash+ as well as the Citi Custom Cash, both of which I don’t have any referral links for.