Effective APY Calculator

This calculates the Effective APY for a bank account bonus given the amount invested, the sign up bonus to be received, the days required for it to be on deposit, a variable number of buffer (cushion) days at your discretion, any fees to be paid as well as any interest the targeted bank account pays out. (Disclaimer: use this calculator at your own risk — you should manually verify the calculator is working according to your expectations.)

Investment
Sign Up Bonus
Days Required
Days Buffer
Total Fee(s)
Interest Rate of Account (%)
Effective APY

Generate a link to this calculator with your above data, and copy it to your clipboard. You can then paste it anywhere you like — e.g. in a blog entry, your journal or to perhaps share with some friends in Discord.

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