This calculates the Return on Spend for a given credit card deal, given the spend requirement, the sign up bonus to be received, the annual membership fee, how much you value any rebates/coupons given as well as the cashback % on purchases. (For travel cards enter the cash value for the sign up bonus as well as rewards points on purchases — e.g. I value Amex MR as 1 cpp so 150K MR is $1500 to me and 1X MR rewards points is 1% cashback.) (Disclaimer: use this calculator at your own risk — you should manually verify the calculator is working according to your expectations.)
| Spend Requirement | |
| Sign Up Bonus | |
| Annual Fee | |
| Rebates / Coupons | |
| Average Cashback % | |
| Return on Spend | |
| Profit | |
Generate a link to this calculator with your above data, and copy it to your clipboard. You can then paste it anywhere you like — e.g. in a blog entry, your journal or to perhaps share with some friends in Discord.
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